Queensland CTP
The Motor Accident Insurance Commission (MAIC) has released its February 2026 quarterly newsletter and CTP scheme insights report covering October to December 2025. The update is the regular pulse check on the Queensland Compulsory Third Party (CTP) insurance scheme, covering scheme performance, road safety initiatives and research. For anyone working in or alongside the Queensland CTP scheme, it is a useful quarterly reference.
What MAIC published
The February 2026 MAIC release combines its quarterly newsletter with the CTP scheme insights report for the October to December 2025 quarter. The scheme insights reporting tracks the affordability, efficiency, fairness and responsiveness of the Queensland CTP scheme, while the newsletter highlights MAIC road safety and scheme initiatives. Highlights for the quarter included the Queensland Road Safety Research Collaboration showcase, hosted by MAIC, and a December collaboration with the Queensland Police Service on a community awareness initiative targeting seasonal drink driving.
How the Queensland CTP scheme works
MAIC regulates the Queensland CTP insurance scheme, with a mandate to keep CTP insurance affordable for motorists while ensuring genuinely injured people have timely access to treatment, rehabilitation and fair compensation. CTP cover in Queensland is delivered by licensed private insurers under MAIC regulation. Seriously injured people may also be supported under the National Injury Insurance Scheme, which provides lifetime treatment, care and support and is funded through a levy on registration.
Why scheme insights matter
Quarterly scheme insights give insurers, providers and advisers a current read on how the scheme is performing and where MAIC is directing attention. Affordability and claims data, road safety research and enforcement partnerships all shape the environment in which CTP claims are managed. Tracking these updates helps the sector anticipate where scheme settings, claims trends and prevention efforts are heading.
What this means for the sector
For organisations operating across multiple Australian personal injury schemes, the MAIC update is a reminder that CTP settings and priorities differ by state and shift over time. Keeping current with the MAIC quarterly reporting supports better planning for Queensland CTP work, and provides a benchmark when comparing scheme performance and priorities across jurisdictions.
Key Takeaways
- MAIC released its February 2026 quarterly newsletter and CTP scheme insights for October to December 2025.
- The scheme insights track affordability, efficiency, fairness and responsiveness of the Queensland CTP scheme.
- Quarterly highlights included a road safety research showcase and a drink driving awareness initiative with Queensland Police.
- MAIC regulates a scheme delivered by licensed private insurers, with serious injuries also supported by the National Injury Insurance Scheme.
Frequently Asked Questions
What is the MAIC February 2026 scheme insights report?
It is the quarterly CTP scheme insights report of MAIC, covering the October to December 2025 quarter, published alongside its February 2026 newsletter.
Who regulates the Queensland CTP scheme?
The Motor Accident Insurance Commission (MAIC) regulates the Queensland CTP insurance scheme.
What does the scheme insights reporting measure?
It measures the affordability, efficiency, fairness and responsiveness of the Queensland CTP scheme.
Primary source: Motor Accident Insurance Commission, February 2026 quarterly update.
