What is a Home Medicines Review (HMR)? | Independent Medication Management

What is a Home Medicines Review (HMR)?

A government-subsidised pharmacist visit to a claimant's home for comprehensive medication assessment and GP consultation.

Published: 3 April 2026 | Updated: 3 April 2026

What is a Home Medicines Review?

A Home Medicines Review (HMR) is a structured pharmacy service in Australia where an accredited pharmacist visits a claimant in their home to comprehensively review all medications. The pharmacist assesses medication appropriateness, safety, and effectiveness, then provides a written report and recommendations to the claimant's general practitioner.

HMRs are funded under the National Medicines List (NML) in Australia and are free or low-cost to eligible claimants. This makes them an accessible option for medication optimisation within insurance claims.

Key advantage: HMRs are subsidised services, making them cost-effective for claimants and insurers. The home setting also allows the pharmacist to observe real-world medication storage, handling, and adherence practices.

Eligibility for HMR

In Australia, claimants are typically eligible for an HMR if they meet specific criteria:

  • Aged 75 years or over, or aged 70 and over with Aboriginal or Torres Strait Islander background
  • Aged 50 or over with a chronic disease and multiple comorbidities
  • Using five or more regular medications (polypharmacy)
  • Recently discharged from hospital with medication changes
  • Referred by their GP or other healthcare provider

As an insurer, you can refer for a pharmacy review for a claimant who meets these criteria. Your referral is typically made to the claimant's GP, who then arranges the HMR through the NML scheme.

How an HMR Works: Step by Step

Step 1: GP Referral

The GP refers the claimant for an HMR, either at the claimant's request or on your insurer recommendation. The referral is submitted to a pharmacy accredited under the NML.

Step 2: Pharmacist Home Visit

An accredited pharmacist visits the claimant's home, typically for 45 minutes to an hour. They conduct a thorough medication history, observe medication storage, and assess how the claimant is managing their medications.

Step 3: Clinical Analysis

The pharmacist reviews all medications against clinical guidelines, assesses drug interactions, evaluates appropriateness, and identifies medication-related problems.

Step 4: GP Consultation

The pharmacist discusses findings with the GP and provides a written report with recommendations. The GP considers the recommendations and may adjust medications.

Step 5: Follow-up

The claimant receives a copy of the recommendations and is expected to follow up with their GP to discuss any changes.

What's Assessed in an HMR?

A comprehensive HMR covers:

  • Complete medication history and current therapy
  • Indications for each medication and continued appropriateness
  • Dosage, frequency, and route of administration
  • Drug interactions and contraindications
  • Adverse effects and tolerability
  • Medication adherence and compliance issues
  • Storage and handling practices in the home
  • Understanding and knowledge of medications
  • Opportunities to simplify therapy or deprescribe
  • Cost-effectiveness of the current regimen

HMR vs MedsCheck

MedsCheck is a complementary service that is shorter and less comprehensive than HMR. Where HMR is a full home visit with GP consultation, MedsCheck is a pharmacy-based or telehealth service lasting around 20 minutes, focused on specific medication concerns. Your choice between HMR and MedsCheck depends on the claimant's needs and complexity.

Feature HMR MedsCheck
Location Claimant's home Pharmacy or telehealth
Duration 45-60 minutes 20-30 minutes
GP consultation Yes, structured report Limited communication
Scope Comprehensive, all medications Focused on specific issues
Cost to claimant Free or low-cost Free or low-cost

The HMR Report: What You'll Receive

Following the home visit, the pharmacist prepares a detailed report for the GP. This report includes:

  • Summary of medication review findings
  • Identified medication-related problems
  • Specific recommendations for the GP to consider
  • Clinical rationale for each recommendation
  • Follow-up monitoring suggestions

As an insurer, you can request a copy of this report (with appropriate consent) to inform your claims management decisions. The report provides clinical evidence for medication changes that may reduce costs or improve outcomes.

HMRs are particularly valuable for older claimants or those on polypharmacy. The home-based assessment often reveals adherence barriers and practical medication management issues that would be missed in a clinic setting.

Why HMRs Matter for Insurance Claims

For your claims team, HMRs deliver several practical benefits:

  • Subsidised service reduces out-of-pocket costs for claimants
  • Home-based assessment identifies real-world barriers to medication adherence
  • GP engagement ensures recommendations are integrated into the claimant's care plan
  • Expert pharmacist assessment reduces your liability for medication-related adverse events
  • Potential cost savings through deprescribing and therapy optimisation

Is your claimant eligible for an HMR?

IMM can help identify eligible claimants and facilitate referrals for Home Medicines Reviews. Our network of accredited pharmacists delivers comprehensive HMRs that integrate seamlessly with your claims management. We also provide independent medication reviews if an HMR is not appropriate.

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This article was prepared by the clinical pharmacy team at IMM (Independent Medication Management), Australia's specialist provider of medication reviews for the insurance industry. IMM works with insurers across workers compensation, CTP, life insurance, and NDIS schemes to deliver pharmacist-led medication management that improves claimant outcomes and reduces medication-related risk. Learn more about IMM's services.

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